If you're looking for bad credit car loans on Long Island, or wondering how to buy a car with no credit or low income, South Shore Subaru is here to help. We proudly serve drivers across Suffolk County and Nassau County, including Brentwood, Hempstead, Patchogue, Huntington, Freeport, and beyond.

Whether you've faced past financial challenges, are new to building credit, or simply want guidance through the process-our team is ready to help you get approved and on the road.

Call us now or visit South Shore Subaru to start your approval today!

We Specialize In:

Bad credit car loans Suffolk County
No credit car dealer Nassau County
Low income car loans Long Island
Buy a car with bad credit near me
Guaranteed car financing Long Island (we'll work with all situations honestly)


How We Help You Get Approved

At South Shore Subaru, we know life happens-medical bills, job loss, divorce, bankruptcy, or no credit history shouldn't stop you from getting a reliable vehicle.

Our experienced finance team works with a wide network of lenders that specialize in helping:

  • First-time buyers with no credit

  • Drivers with bad credit or low credit scores

  • Students or recent grads with limited income

  • Families rebuilding after financial hardship

We'll walk you through every step and help you choose the right car, payment, and lender for your situation-with full transparency and no pressure.


Why Choose South Shore Subaru?

  • Trusted Subaru dealer Long Island families rely on

  • Friendly, bilingual team ready to help bad credit and no credit buyers

  • Special financing programs for low income households

  • Wide selection of affordable new and used Subaru models

  • Current Subaru Specials NY and $0 down lease offers available

  • Fast, easy approval process-call us now to learn more!

Serving These Communities & More:

We proudly serve bad credit car buyers across Long Island, including:

  • Brentwood

  • Hempstead

  • Patchogue

  • Huntington

  • Freeport

  • Bay Shore

  • Amityville

  • Copiague

  • Wyandanch

  • Uniondale

No matter where you live on Long Island, South Shore Subaru is ready to help you drive home in a safe, reliable vehicle today.


First-Time Buyers Welcome

Buying your first car? Have no credit at all? You are not alone. We help:

  • College students

  • New residents

  • First-time workers

  • Recent immigrants

Our Subaru College Grad Program offers extra incentives and flexible approvals to help first-time buyers get started with confidence.

How to Get Started

1️⃣ Call us now to speak with our finance experts
2️⃣ Fill out our easy pre-approval form online (no obligation)
3️⃣ Visit us at South Shore Subaru to explore options
4️⃣ Choose a payment plan that works for you-drive home same day!

  
Have you heard about our exclusive VIP+ Program?
A program crafted exclusively for our valued customers. As a VIP+ member, enjoy complimentary lifetime amenities such as oil and filter changes, loaner cars, 24/7 rescue and towing, NYS inspections, courtesy shuttles, and more. With fully transferable benefits and convenient Express Lube service, your ownership experience is elevated to the next level. Join today and experience Long Island's best service hours while saving thousands over your vehicle's lifetime. We make it EZ!

South Shore Subaru

305 East Sunrise Highway
Directions Lindenhurst, NY 11757

  • Sales: 631-223-7899
  • Service: 631-592-5200
  • Parts: 631-592-2412

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Hours

  • Monday 9:00am-8:00pm
  • Tuesday 9:00am-8:00pm
  • Wednesday 9:00am-8:00pm
  • Thursday 9:00am-8:00pm
  • Friday 9:00am-6:00pm
  • Saturday 9:00am-6:00pm
  • Sunday 11:00am-5:00pm